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Deposit Rates
Certificates of Deposit
Effective December 19, 2008
| |
$15,000 Minimum |
$100,000 & Over |
| Term |
Minimum to Open |
Interest Rate |
APY* |
Interest Rate |
APY* |
Interest Rate |
APY* |
| 3 Month |
$500 |
1.15 |
1.15 |
1.19 |
1.20 |
1.34 |
1.35 |
| 6 Month |
$500 |
1.34 |
1.35 |
1.44 |
1.45 |
1.59 |
1.60 |
| 9 Month |
$500 |
1.54 |
1.55 |
1.59 |
1.60 |
1.74 |
1.75 |
| 12 Month |
$500 |
1.34 |
1.35 |
1.44 |
1.45 |
1.59 |
1.60 |
| 13 Month (renews into 12 month CD with 12 month rates) |
$500 |
2.13 |
2.15 |
2.23 |
2.25 |
2.43 |
2.45 |
| 18 Month |
$500 |
1.49 |
1.50 |
1.59 |
1.60 |
1.74 |
1.75 |
| 21 Month |
$500 |
1.49 |
1.50 |
1.59 |
1.60 |
1.74 |
1.75 |
| 24 Month |
$500 |
2.48 |
2.50 |
2.58 |
2.60 |
2.72 |
2.75 |
| 30 Month |
$500 |
1.64 |
1.65 |
1.74 |
1.75 |
1.89 |
1.90 |
| 36 Month |
$500 |
1.74 |
1.75 |
1.84 |
1.85 |
1.99 |
2.00 |
| 48 Month |
$500 |
1.84 |
1.85 |
1.94 |
1.95 |
2.08 |
2.10 |
| 60 Month |
$500 |
2.97 |
3.00 |
3.06 |
3.10 |
3.21 |
3.25 |
An IRA Certificate of Deposit may be opened with a minimum of $500 for any of the above terms.
Deposit Accounts***
| |
Interest Rate |
APY* |
|
Interest Rate |
APY* |
| Money Market Savings Personal Only ($100 minimum to open) |
|
|
NOW Checking ($100 minimum to open) |
.15 |
.15 |
|
Less than $2,000 to $2,500 |
.25 |
.25 |
|
|
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| $2,500 to $9,999.99 |
.25 |
.25 |
|
|
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| $10,000 to $24,99.99 |
.55 |
.55 |
WOW! Checking |
Click here for details. |
|
| $25,000 to $49,999.99 |
.85 |
.85 |
|
|
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| $50,000 to $99,999.99 |
1.00 |
1.00 |
Savings ($100 minimum to open) |
.25 |
.25 |
| $100,000.00 and over |
1.24 |
1.25 |
|
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| Money Market Savings Non Personal |
|
|
Non-Profit Checking |
.50 |
.50 |
| ($2,000 minimum to open) |
.75 |
.75 |
($10,000 minimum to open) |
|
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*Annual Percentage Yield **Penalty for early withdrawal ***The rate may change after the account is opened. Fees could reduce earnings on the account.
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