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Deposit Rates
 
Certificates of Deposit
Effective March 23, 2009
  $15,000 Minimum $100,000 & Over
Term

Minimum to Open

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

3 Month

$500

.65

.65

.75

.75

.90

.90

6 Month

$500

.84

.84

.94

.94

1.09

1.09

9 Month

$500

.84

.84

.94

.94

1.09

1.09

12 Month

$500

.84

.84

.94

.94

1.09

1.09

18 Month

$500

.99

.99

1.09

1.09

1.24

1.25

21 Month

$500

.99

.99

1.09

1.09

1.24

1.25

24 Month

$500

1.98

1.99

2.08

2.10

2.23

2.25

30 Month

$500

1.14

1.14

1.24

1.25

1.39

1.40

36 Month

$500

1.24

1.25

1.34

1.35

1.49

1.50

48 Month

$500

1.34

1.35

1.44

1.45

1.59

1.60

60 Month

$500

2.48

2.50

2.58

2.60

2.72

2.75

An IRA Certificate of Deposit may be opened with a minimum of $500 for any of the above terms.

Deposit Accounts***
 

Interest Rate

APY*  

Interest Rate

APY*
Money Market Savings Personal Only ($100 minimum to open)     NOW Checking ($100 minimum to open)

 .10

 .10

Less than $2,000

.15

.15

 

 

$2,000 to $9,999.99

.15

.15

 

 

$10,000 to $24,99.99

 .30

.30

WOW! Checking

Click here for details.

 

$25,000 to $49,999.99

.60

.60

 

 

 
$50,000 to $99,999.99

.75

.75

Savings ($100 minimum to open)

 .15

 .15
$100,000.00 and over

1.00

1.00

 

Money Market Savings Non Personal      Non-Profit  Checking

 .50

.50
($2,000 minimum to open)

.50

.50

 ($10,000 minimum to open)    

*Annual Percentage Yield **Penalty for early withdrawal ***The rate may change after the account is opened. Fees could reduce earnings on the account.
 
Two Rivers Financial Group and Member FDIC
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