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Deposit Rates
 
Certificates of Deposit
Effective December 19, 2008
  $15,000 Minimum $100,000 & Over
Term

Minimum to Open

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

3 Month

$500

1.15

1.15

1.19

1.20

1.34

1.35

6 Month

$500

1.34

1.35

1.44

1.45

1.59

1.60

9 Month

$500

1.54

1.55

1.59

1.60

1.74

1.75

12 Month

$500

1.34

1.35

1.44

1.45

1.59

1.60

13 Month (renews into 12 month CD with 12 month rates)

 $500

 2.13

 2.15

 2.23

 2.25

 2.43

 2.45

18 Month

$500

1.49

1.50

1.59

1.60

1.74

1.75

21 Month

$500

1.49

1.50

1.59

1.60

1.74

1.75

24 Month

$500

2.48

2.50

2.58

2.60

2.72

2.75

30 Month

$500

1.64

1.65

1.74

1.75

1.89

1.90

36 Month

$500

1.74

1.75

1.84

1.85

1.99

2.00

48 Month

$500

1.84

1.85

1.94

1.95

2.08

2.10

60 Month

$500

2.97

3.00

3.06

3.10

3.21

3.25

An IRA Certificate of Deposit may be opened with a minimum of $500 for any of the above terms.

Deposit Accounts***
 

Interest Rate

APY*  

Interest Rate

APY*
Money Market Savings Personal Only ($100 minimum to open)     NOW Checking ($100 minimum to open)

 .15

 .15

Less than $2,000 to $2,500

.25

.25

 

 

$2,500 to $9,999.99

.25

.25

 

 

$10,000 to $24,99.99

 .55

.55

WOW! Checking

Click here for details.

 

$25,000 to $49,999.99

.85

.85

 

 

 
$50,000 to $99,999.99

1.00

1.00

Savings ($100 minimum to open)

 .25

 .25
$100,000.00 and over

1.24

1.25

 

Money Market Savings Non Personal      Non-Profit  Checking

 .50

.50
($2,000 minimum to open)

.75

.75

 ($10,000 minimum to open)    

*Annual Percentage Yield **Penalty for early withdrawal ***The rate may change after the account is opened. Fees could reduce earnings on the account.
 
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