Rates

WOW! Checking

Product	Minimum Required Opening Deposit	Interest Rate	APY*
WOW! Checking	$100.00	1.05% on balances up to $25,000	1.06% on balances up to $25,000
		0.15% on balances over $25,000	1.06% to 0.15% on balances over $25,000
0.05% APY* if monthly qualifications** are not met

*APY = Annual Percentage Yield

**Qualifications - To earn the highest rates each monthly qualification cycle you must: have at least 10 point-of-sale debit card purchases post and clear, have at least 1 automatic payment or 1 direct deposit post and clear, receive eStatements and access online banking

Rates and annual percentage yields are accurate as of April 1, 2013 and subject to change at any time without notice.

WOW! Saver

Product	Minimum Required Opening Deposit	Interest Rate	APY*
WOW! Saver	$1.00	0.50% on balances up to $25,000	0.50% on balances up to $25,000
		0.25% on balances over $25,000	0.50% to 0.25% on balances over $25,000
0.10% APY* if monthly qualifications** are not met

*APY = Annual Percentage Yield

**Qualifications - To earn the highest rates each monthly qualification cycle you must: have at least 10 point-of-sale debit card purchases post and clear, have at least 1 automatic payment or 1 direct deposit post and clear, receive eStatements and access online banking

(Available exclusively as a combination: WOW! Saver account qualifications are met when WOW! Checking account qualifications** are met.)

Rates and annual percentage yields are accurate as of April 1, 2013 and subject to change at any time without notice.

Health Savings Account (HSA)

Product	Tiers	Interest Rate	APY*
HSAs	0 - $4,999.99	0.25%	0.25%
	$5,000 - $49,999.99	0.50%	0.50%
	$50,000 and over	0.50%	0.50%

*APY = Annual Percentage Yield

Rates and annual percentage yields are accurate as of April 1, 2013 and subject to change at any time without notice.