Good Neighbors Club

• Must be 55 or better, have an active checking account, and a $5,000 relationship with Two Rivers Bank & Trust
• Unlimited check/debit card transactions
• Free debit card
• Free online banking with bill pay
• Free eStatements
• Free GNC checks (discounted other styles available)
• 10 free photocopies per month
• $5 discount on annual safe deposit box rental
• Bi-monthly newsletter
• Group social and travel opportunities
• Bank seminars

Joining the club is a voluntary choice by the customer. The bank does not automatically enroll account holders in the club.

We try to have a trip or event once a month for our club members. Every January we have our annual anniversary party and in the summer we provide an annual picnic. Our day trips could be a casino trip, dinner theaters, touring factories or historic homes or other local points of interest. Mystery trips are also popular with the club members. Can you imagine boarding a bus and not knowing where your travels are going to take you? Cruising has been a very popular venue for the club during the winter months.

The club usually takes one 7-12 day international trip each year and one 7-10 trip within the U.S. Some of the areas we have seen are Switzerland, the Bahamas, the Caribbean, Alaska, Hawaii, Panama Canal, Australia and New Zealand, Ireland, Italy, as well as the New England states and Canada. We will also do a short 4-5 day trip once a year.

Trips and Events

Please make your checks for trips and events to- Good Neighbors Club

JANUARY 25 – GNC ANNIVERSARY LUNCHEON @ COMFORT INN & SUITES – 12:00 Noon $10.00 pp

I have planned another great meal to celebrate the beginning of our Good Neighbors Club. We would love to have a great turnout of all of our wonderful Good Neighbors. If you have never been able to come to this event, you are really missing out. I promise to have some excellent entertainment for your enjoyment and the Comfort Inn and Suites will provide us with a terrific hot buffet. There will be prizes to give away and don't forget our Pot of Gold. Someone will win $50.00 cash! I will have more info in the next newsletter but you can signup starting today.

FEBRUARY 4 – IOWA HAWKEYE BASKETBALL GAME AT IOWA CITY - $52.00pp due at signup

Come with the GNC to watch the Iowa Hawkeye Men's team play against Penn State at 2:00 p.m. on Saturday, Feb. 4th. This trip includes your ticket to the game, motorcoach transportation, driver's tip and escort. All food will be on your own. Sign up today!!!

FEBRUARY 21 – TRAVEL SHOW FOR FALL FOLIAGE CRUISE – 5:30 P.M. IN MAIN BANK LOBBY – FREE

Our friends June and Gary Hanson from Custom Adventures will be here to tell us all about the highlights our Fall Foliage Cruise, October 6-14th. Call Renee today to reserve your seat for the show. Why not come and check it out. Light refreshments will be served. Brochures available very soon!

FEB. 25-MARCH 4 - NEW ORLEANS & CAJUN COUNTRY BY TRAIN TRIP - $1939 pp double-We still have room for more!

This will be our winter getaway and you are going to love it. We will leave Burlington by motor coach to Champaign, IL where we will board the train for an overnight ride to New Orleans. Once in New Orleans you will experience all the great southern warmth and hospitality. We will stay right in the French Quarter with their fabulous restaurants and jazz clubs. Enjoy some beignets and café au lait at the Café du Monde, take a relaxing river cruise on the Steamboat Natchez, take a city tour, see the beautiful gardens at Longue Vue Gardens & House, and enjoy all the wonderful New Orleans food. Then we travel to Baton Rouge, Natchez and Lafayette to see some more fabulous sights before heading back home on the train and bus. Brochures and insurance are available.

APRIL 11 –GNC SEMINAR – "SHOULD I STAY OR SHOULD I GO?" @ BURL. GOLF CLUB-2:00 P.M. – FREE

This seminar is about the next stage of life decisions. Do you need to downsize your home? Can you afford to make a change? Do you want the freedom to travel? Is it time to move closer to your family? Condo living or smaller house and what's available on the market? All these questions will be answered by Seniors Real Estate Specialist, Sheila Crowner from REMAX and Two Rivers Mortgage Loan Officer, Guy Brown. Refreshments will be served.

APRIL 21 – CIRCA '21 THEATRE (Comedy) – "SPREADING IT AROUND" - $73.00 pp due by March 15th

Do you like comedies and good food? Then this is the trip for you. We will travel to Rock Island to the Circa 21 Theatre for supper and the show. This show is an upbeat comedy about a well-to-do widow living in a retirement community in Florida. Tired of handing out money to her neglectful children, Angela Drayton and her friends set up the "Spending It Now" foundation which gives to those really in need. Things might not go as planned. This trip includes your ticket, supper, bus transportation, driver's tip and bank escort.

APRIL 25 – 2ND ANNUAL FLOWER POTTING PARTY @ ZAISER FLORIST AT 3:00 P.M. - $5.00 pp plus your plants

For all you flower enthusiasts bring your own flower pot to Zaiser's Florist, 2400 Sunnyside Ave. and pick out your new plants. You will want to wear your gardening gloves and older clothes to make your beautiful spring flower pot. Zaiser's will help you pick out the best plants and you only pay for the plants you choose plus the $5.00 fee. Let's have a fun afternoon playing in the dirt. Call today to reserve your spot. Space is limited.

MAY 2-10 – IRELAND "THE ENCHANTING EMERALD ISLE" - $3899 pp double – We have seats available but hurry!

There is no place in the world quite like Ireland. It is a place where Celtic brogues and lilting laughter spill out of pubs into cobble stoned village streets. It is a magical and enchanted island filled with the warmest people who will welcome you instantly. Come see the green fields, magnificent medieval castles, stone cottages and rushing rivers. If you have been there you will always want to go back. This is a deluxe 9 day 8 night custom designed adventure you won't want to miss. You will have a full Irish breakfast every day and many lunches and dinners included. Just some of the highlights of our trip will be:

Tour of Dublin, "Pub Crawl" in Killarney, a Sheep Dog Demonstration in County Kerry, Medieval Banquet at Bunratty Castle, musical entertainment by the Merry Ploughboys, a visit to St. Patrick's Cathedral, tour of the Irish National Stud Farm, guided tour of Jameson Whiskey Distillery, tour the Rock of Cashel,

Shopping stop at the Blarney Woolen Mill, tour the Ring of Kerry, a jaunting car ride, tour and demonstration of Celtic Crystal, visit the Cliffs of Moher, a castle stay at the magnificent Ashford Castle and much, much more. If you have always wanted to go to Ireland or you want to go back, this is the trip for you. Brochures and insurance are available for this trip.

JULY – CUBS/CARDINALS GAME IN CHICAGO- All details in the next newsletter- signup to save your seat!

NEW OCT. 6-14 - FALL FOLIAGE CRUISE –Brochures and pricing available Feb. 1st.

When the sun rises on America, it begins in New England. And when mother nature waves her gold and crimson paint brush to herald the beginning of autumn, it is here that she creates her greatest masterpiece. Come, experience the magnificence of Autumn in New England and the magic of Canada's Maritime Provinces with Two Rivers Bank & Trust. For nine glorious days, eight enchanted nights, we'll sail from Boston, the cradle of the American Revolution, along Maine's rocky coastline, dotted with picturesque Lighthouses and soaring granite cliffs. An exclusive, day long Good Neighbors Club excursion takes us high into the color-splashed White Mountains of New Hampshire. Then, our luxury Ocean Liner will cruise into the Bay of Fundy, home of the amazing Reversing Falls and the historic town of Saint John, New Brunswick. In Halifax, Nova Scotia we'll be greeted by a bagpiper and ushered into a bastion of treasures that include Peggy's Cove and Citadel Hill. Every port beckons with cobblestone streets and long boardwalks lined with a wonderful array of boutiques, cafes and pubs. Embraced by the crisp autumn air, fresh sea breezes, and aromatic burning leaves, boiling lobster and simmering clam chowder, this is a feast for the senses. Come join Two Rivers Bank & Trust, October 6 to 14, 2012 for a landmark cruise on Royal Caribbean's Jewel of the Seas. This amazing vessel is one of the newest in the fleet, providing lavish amenities, sweeping ocean vistas, world class dining and exceptional service. Call or e-mail Renee to request your detailed brochure, which will be available February 1st. . . . Don't miss this opportunity to celebrate the wonder of autumn in New England, in opulent luxury with Two Rivers Bank & Trust!

NOV. – BRANSON – More details to come!

Reservations And Cancellation Policies

To sign up for trip or event, call Renee Zaiser at 319-753-9185 or stop by her desk at the main bank.

Day trips do not require a deposit. All other trips will usually require a deposit to hold your seat. Trip signups are on a first come first served basis until the trip is full. After a trip is filled, we will take names on a wait list. If someone cancels, we will call the wait-listed persons to fill the cancellation. If we can fill your spot, you will receive a refund subject to the terms of the various venders. If there is not a wait list, you are responsible to get someone to take your seat. If you cannot find someone to take your seat, a refund will not be issued.

Day trips are usually refundable up to the final payment date. Refunds after the final payment date will be determined on an individual basis. On extended and international travels, refunds vary and depend on the policies of our travel providers. Cancellation policies are explained in the specific brochures of a trip. Trip cancellation insurance is always highly recommended if not included on a trip.