Popmoney®

Use Popmoney to pay anyone you know, or owe – it's the easy way to send and receive money directly from your Two Rivers Bank & Trust account. Pay your landlord, your cousin, or your co-worker, even send money to your kids away at college, or request money from those who owe YOU!


People are using Popmoney to pay for all sorts of things like shared phone bills, or just paying back a friend for lunch. You can even use it to request money.


Running a marathon and gathering donations for the charitable cause? Coordinating a group trip and needing to collect deposits from your fellow travelers? In charge of buying a group wedding gift or baby shower gift? It's the new way to pay and get paid!


It's safe and secure and all you need is an email address or mobile phone number.

Please be advised that by clicking on the links above, you are leaving Two Rivers Bank & Trust's website. Two Rivers Bank & Trust does not endorse or control the content of third party websites.

Summary

What is Popmoney?

Popmoney is the easy way to send and receive money without writing checks or carrying cash. Pay anyone you know, or owe – directly from your Two Rivers Bank & Trust account. It's safe and secure and all you need is an email address or mobile phone number - you never share your bank account number.

Already enrolled in Online Bill Pay?

Then it's easy to use Popmoney®. Login to Online Banking. Click the "Popmoney" tab within Online Bill Pay. Select SEND MONEY or REQUEST MONEY.

It's that simple!

Not signed up for Online Bill Pay?

Sign up today through the Online Banking option!


Click FAQs to learn more about Popmoney®, or visit Popmoney.com.

FAQ

What should I know about Popmoney

1. What is Popmoney?

Use Popmoney to pay anyone you know, or owe – it's the easy way to send and receive money directly from your Two Rivers Bank & Trust account. Pay your rent, send money to your kids away at college, or even request money from those who owe you! It's safe and secure and all you need is an email address or mobile phone number.

2. How simple is it to SEND money?

Choose a recipient. Choose an amount. Include a little message if you like. No more IOU for YOU!

3. How simple is it to REQUEST money?

Pick a person or even a group that owes you. Jot a note reminding why they owe you. Choose a payment due date. Get a notification when someone pays you.

4. What's the most important thing I should know about Popmoney?

Popmoney is easy for you AND your friends and family to use. You'll enjoy a powerful user experience, as will your friends and family who use popmoney.com. Most exciting of all, your person-to-person payment network includes 1,400 U.S. financial institutions. It's easy for you and easy for your friends and family to send and receive money safely and securely in just a few simple steps.

5. What do I have to do if I don't want to use Popmoney?

Nothing! The tab is named "Popmoney". If you do not wish to use the service, you may simply ignore the option available in Online Bill Pay.

6. Some of my friends and family bank outside the "network". What will this mean for them?

People who do not use a bank or credit union in the Popmoney network can use the Popmoney service at popmoney.com.* There, they can send and receive money just as you do here at Two Rivers Bank & Trust.

More good news – it is easy for your friends and family to get the money you send. They can use the "Quick Deposit" feature to deposit the payment without going through the full enrollment process. If they choose to enroll so they can send money as well, they will not be required to enter their social security number. You can even send money directly to a financial institution account, so your recipient doesn't have to do anything.

*Terms and conditions apply

7. What are the features?

Popmoney offers several features. You are able to:

1. Personalize your gift payments with an e-greeting template

2. Set up future-dated payments and recurring payments

3. Import contacts from popular email services (such as Hotmail®, Yahoo!® ,Gmail®)

4. Send money using an account number, in addition to using an email address or mobile number

5. Add multiple email addresses and mobile numbers for any contact

6. Respond to all Popmoney activity, including depositing payments and paying requests, from a central dashboard, or "To Do List"

7. Receive money by simply verifying an email address or mobile phone number (without formally enrolling)

8. Access the largest person-to-person payment network for financial institutions, with 1,400 participating banks and credit unions.

9. How secure is Popmoney?

From the moment information is sent to Popmoney to the time it is stored and accessed again, it is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else's payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his "ownership" of that mobile number or email address before he can deposit the payment.

8. How fast can I send and receive money with Popmoney?

With Popmoney, a recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.

9. How will payment limits be handled under the service?

Limits may vary by user and financial institution. Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the "Send Money" screen within the Popmoney service and clicking on the "Help" icon next to the "Amount" field.

10. Will I pay any fees?

Two Rivers Bank & Trust does not currently charge fees for this service. You will receive the enhanced Popmoney features without charge.

Popmoney