Online Bill Pay

Take the stress out of the first of the month by paying your bills electronically. This secure service allows you to consolidate all your bills in one place, where you can pay them all with just a few clicks of a button. Paying bills is nobody's idea of a good time, but with this service you save time and postage—that's sure to put a smile on your face! Oh.. and at Two Rivers Bank & Trust you get all this convenience for FREE!

Online Bill Pay
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Summary
  • Pay bills online
  • Free with any Two Rivers checking account
  • Accessible anytime
  • Save time and postage
  • Get payments credited faster
  • Access through online banking - only one password to remember
  • Safe and secure
  • Set up recurring payments
  • Arrange payment reminders
  • Schedule payments in advance

New, enhanced Online Bill Pay - now live!

Bill Pay Demo

Bill Pay Questions

Q. What is the earliest date I can make a payment?

A. For most bills, we can deliver your payment the next business day. If we send the payment by check, it can take four or fewer days for your biller to receive it.

When you enter an amount, BillPay automatically displays the earliest date the biller will receive the payment. You can accept this date or change it.

Overnight Check Payment

You can make an expedited payment to some billers by sending a check through an overnight delivery service. If you schedule the payment by 2:00 P.M. ET, your biller can receive it the next day.

Note: Checks can only be delivered overnight to a street address in the continental U.S. The address cannot be a PO box, military address (APO or FPO), or address in Alaska, Hawaii, or Puerto Rico.

Q. How do I know which payment dates I can select?

A. You can use the payment calendar to determine the dates you can select to make your payments. The calendar shows:

The pay dates available in the current month. You can scroll to future months, if necessary.

The earliest date you can select for the biller to receive the payment .

The due date for your bill, if you are paying an electronic bill or if you set up reminders for the bill you are paying.

Whether you can send a check to the biller through an overnight delivery service.

Also, when you enter an amount, BillPay automatically displays the earliest date the biller will receive the payment. You can accept this date or change it. The date must be a business day (no weekends or holidays unless your financial institution allows payments on these days) that is not more than a year in the future (or 365 days from today's date).

Q. How far in advance of the due date should I make my payments?

A. You can enter a pay date that is the same as the due date on your bill. The pay date is the date when the biller receives your payment. For most bills, we can deliver your payment the next business day. If we send the payment by check, it can take four or fewer days for your biller to receive it.

You can use the calendar to make sure the biller receives the payment before the bill's due date.

Q. How far in advance can I schedule my payments?

A. You can schedule a payment up to a year (365 days) from today's date.

Q. When is the money for the payment withdrawn from my payment account?

A. If the payment is sent electronically, the money for the payment is withdrawn from your payment account on the pay date. If the company or person cannot receive electronic payments, Bill Pay prints a check and sends it to the billing address. For some checks, the money for the payment is withdrawn on the pay date. For others, the money is withdrawn when the company or person deposits (or cashes) the check.

Q. When does a biller receive my payment?

A. For most bills, we can deliver your payment the next business day. If we send the payment by check, it can take four or fewer days for your biller to receive it.

If you schedule a payment for overnight delivery before 2:00 P.M. ET, your biller can receive it the next day. If you schedule a payment after 2:00 P.M., the biller can receive it in two days. When you schedule an Overnight Check payment, we send you an e-mail message with the tracking number from the overnight delivery service. You can also find the tracking number in the Bill Detail. Use the tracking number to determine when the check is delivered to the biller.

Other Questions

For other questions you may have, please use the help button when you are in your online banking session, or you may send an email.

Bill Pay Customer Service can be reached at 866-234-6052 between the hours of 6 AM to 12 Midnight 7 days per week.