Online Banking

Why rush to the bank before it closes when you can access your accounts online anytime? This convenient service is free with your Two Rivers Bank & Trust account and allows you the convenience of banking on your own schedule from any online computer. Check your balance, transfer funds, make a loan payment, and more. Even receive text or email alerts for all your accounts. It's all just a mouse click away.

Online Banking
Custom Image

Please be advised that by clicking on the links above, you are leaving Two Rivers Bank & Trust's website. Two Rivers Bank & Trust does not endorse or control the content of third party websites.

  • Access accounts online anytime
  • FREE! with Two Rivers Bank & Trust deposit account
  • Set up free* text or email alerts
  • Easy to use
  • Safe and secure
  • View accounts, CDs, IRAs, and loans
  • Monitor recent transactions
  • Transfer funds between your accounts
  • Set up recurring transfers
  • Make loan payments
  • Print/download information easily

* Please note that standard charges from cell phone carriers may apply for text messaging and/or web access.

More Info

Getting Started

To log into your accounts, click on the button on the online banking login. For optimum viewing, you may wish to set the screen resolution at 800 x 600 pixels.

Browser Requirements

If you try to log on to online banking without proper security, you will get a message saying that your encryption level needs to be increased. You must then update your browser to 128-bit encryption.

How To Upgrade

First, you need to know the version of your browser. If you are using Internet Explorer, click on help at the top, then about Internet Explorer. This will tell you your version number and cipher strength. Your cipher strength must be 128 bit. If you are using version 5.5 or higher, you should be fine. If not, download either version 5.5, an encryption pack for the version you have, or a newer version. You can do this by clicking on the link on our online page that explains this.

Important Security Information

To access your accounts, you must use the user code and temporary password assigned to you. When you sign on for the first time, you may change your user code. The user code must have at least 6 characters. This option is only available the first time you sign on. After that, you would need to contact Two Rivers Bank and Trust.

You will see a site key image and will need to enter a text phrase. You will also be asked to answer three challenge questions if you use a computer other than the computer used when you first registered.

You must change your password the first time you log in. Your new password must contain at least 8 characters (2 characters must be alpha and 2 numeric) with a maximum of 17 characters. Your password may expire every 6 months. It is also case sensitive.

If you get a message asking if you want to save your password, say no. That would allow anyone who has access to your computer and your login name to simply click submit and gain access to your accounts.

Anyone who has your user code and password will have full access to your accounts. If you feel your accounts have been violated, you should change your password right away and contact Two Rivers Bank and Trust. You may change your password online at any time by clicking on the change password button. If you make three invalid attempts to log in, you will be locked out. After two lockouts, you will need to contact Two Rivers Bank and Trust to have your password reset. If you are logged on but not active, your session will automatically terminate after 20 minutes.

Accounts that are not active for three months will be deactivated and you will have to call us to have it reactivated.

Forgot Your Password?

If you forget your password, contact Two Rivers Bank and Trust and we will reset it. Your new password will be emailed to you. You will be prompted to change it again the first time you log on.

Downloading Info

You may download account information to a money management program. You can do this by going to the account, then clicking on the transactions button and selecting transactions menu. Sort the information however you want and choose the file format you need, then click on the Export button. The comma separated file (.csv) option is for downloading into spreadsheets such as Microsoft Excel, Lotus or Quattro Pro. The Quicken Interchange Format (.qif) is used for downloading into Quicken.

The Open Financial Exchange (.ofx) is used for downloading into Microsoft Money. The Intuit Interchange (.iif) is used for instructions on how to import into your software. Consult your software's help section.