Overdraft Services

Overdraft Services Opt-In Election Form

 

To keep your debit card overdraft services, we need to hear from you!

Overdraft services can be crucial when it counts most! In times of emergencies, or when unexpected expenses come up, your account balance is often lowest.

For your peace of mind, we offer overdraft services on your debit card purchases and ATM withdrawals. But we need your permission by August 15, 2010, if you would like to continue receiving the same overdraft services that currently protect your account.

How do these overdraft services work?

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. If a debit card or ATM transaction overdraws your account, your purchase is honored at the cash register . . . your cash is dispensed by the ATM.

Act now!

Please decide whether you want to continue to receive overdraft services on your debit card purchases and ATM transactions. Without your permission, even in an emergency, any overdrawn purchases made with your debit card, or ATM withdrawals exceeding your balance, will be declined beginning August 15, 2010.

Questions?

If you have further questions, please send us an email through our contact us page.