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About Us

"Vision: Your Bridge to the Future"


Two Rivers Financial Group, Inc. (TRFG) was formed in 1992 to serve as the parent company to Two Rivers Bank & Trust, formerly known as Burlington Bank & Trust, established in 1904. The name "Two Rivers" was selected, representing the land between the Mississippi and Missouri Rivers, depicting our state of origin.


TRFG also serves as the umbrella for a number of financial service companies including Two Rivers Insurance Company, Ruhl & Ruhl Insurance, Employee Benefit Systems (EBS), and Two Rivers Investment Services. We are proud to provide stable jobs for more than 315 men and women, serving the Southeast and Central Iowa markets with a comprehensive menu of banking, insurance and investment products and services. As a locally owned company, we are dedicated to our customers, and the communities in which we are privileged to serve.


We take pride in our solid reputation for supporting our neighbors and communities, TRFG employees support numerous churches, schools, non-profit, and development oriented community organizations. Countless hours of volunteer services are devoted annually, many in managerial roles as Directors and Chairpersons for these organizations. In addition, each year TRFG donates over $160,000 to vital local and regional projects and programs, as well as deserving non-profit organizations.


Mission Statement

Two Rivers Financial Group, Inc. will provide banking, insurance and investment services that consistently exceed our customers' expectations.

P.R.I.D.E. Values

P rofessional,
ositive Attitude

R espectful,
esponsive

I ntegrity,
nnovation

D edicated Team

E xceed
xpectations